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All neo banks · Updated 20 October 2026

Revolut review: fees, features and regulation

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Revolut

Multi-currency app account with a free Standard plan and optional paid plans

Travel & multi-currency

Revolut is a mobile account for everyday spending, budgeting and holding and exchanging many currencies. In the EEA it is provided by Revolut Bank UAB, a Lithuanian bank; in the UK by Revolut Bank UK Ltd. The free Standard plan covers the basics, and paid plans add higher exchange and ATM allowances, insurance and other extras.

  • Hold, exchange and spend in multiple currencies in the app
  • Free Standard plan; paid plans from €3.99/month (EEA)
  • Card controls in the app: freeze, limits and virtual cards
Monthly fee
Standard €0 · Plus €3.99 · Premium €9.99 · Metal €17.99 · Ultra €55 (Ireland prices)
Card
Visa or Mastercard debit, physical and virtual
Currency exchange
Standard: no extra fee on weekdays up to €1,000/month, then 1%; +1% at weekends
ATM withdrawals
Standard: free up to €200 or 5 withdrawals/month, then 2% (min €1)
Available in
EEA, UK, Switzerland and other markets
Minimum age
18+ (separate accounts for 6–17)

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