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Updated 18 October 2026

Compare the top 10 neo banks in EMEA

Fees, features, regulation and current sign-up offers, side by side. Read the key facts, then open an account directly with the bank.

  • Licensed and regulated providers only
  • Fees and terms shown up front
  • Free to use, independent comparison

Top 10 neo banks

Ranked using the criteria described in our methodology. Commercial relationships do not determine rank order. How we rank

1

[Neo Bank 01 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 01] logo[Neo Bank 01] payment card[Neo Bank 01] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

2

[Neo Bank 02 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 02] logo[Neo Bank 02] payment card[Neo Bank 02] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

3

[Neo Bank 03 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 03] logo[Neo Bank 03] payment card[Neo Bank 03] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

4

[Neo Bank 04 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 04] logo[Neo Bank 04] payment card[Neo Bank 04] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

5

[Neo Bank 05 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 05] logo[Neo Bank 05] payment card[Neo Bank 05] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

6

[Neo Bank 06 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 06] logo[Neo Bank 06] payment card[Neo Bank 06] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

7

[Neo Bank 07 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 07] logo[Neo Bank 07] payment card[Neo Bank 07] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

8

[Neo Bank 08 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 08] logo[Neo Bank 08] payment card[Neo Bank 08] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

9

[Neo Bank 09 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 09] logo[Neo Bank 09] payment card[Neo Bank 09] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]

10

[Neo Bank 10 name]

[One-line summary, e.g. Multi-currency account for frequent travellers]

[Best for, e.g. Travel & FX]
[Neo Bank 10] logo[Neo Bank 10] payment card[Neo Bank 10] mobile app

[Describe the account in 2 to 4 factual sentences: what it is, who it suits, and the main features. Avoid superlatives you cannot substantiate (e.g. "best", "free forever", "guaranteed").]

  • [Key feature 1]
  • [Key feature 2]
  • [Key feature 3]
Monthly fee
[e.g. €0 Standard / €9.99 Premium]
Card
[e.g. Visa debit, virtual + physical]
FX fees
[e.g. 0.5% on weekends]
ATM withdrawals
[e.g. €200/month free, then 2%]
Available in
[e.g. EEA, UK, UAE]
Minimum age
[e.g. 18+]

Provided by [Legal entity name, e.g. NeoBank Europe UAB], [Registered address of the bank]. [e.g. Specialised banking licence / E-money institution], regulated by [Regulator, e.g. Bank of Lithuania], licence/register no. [Licence / register number]. [e.g. Deposits protected up to €100,000 by ... / Not a bank: funds safeguarded, not covered by deposit guarantee]