N26 is a German bank offering a current account opened and managed entirely in the app, with a free Standard plan and paid plans that add a physical card, more free cash withdrawals, insurance and other benefits. Card payments in foreign currencies are free on all plans.
- Free Standard plan with virtual card
- No N26 fee on card payments in foreign currencies
- Spaces sub-accounts for saving and budgeting
- Monthly fee
- Standard €0 · Smart €4.90 · Go €9.90 · Metal €16.90
- Card
- Debit card; Standard: virtual (physical card €10)
- Foreign currency payments
- Free on all plans
- ATM withdrawals (euro)
- Limited on Standard; more on paid plans
- Available in
- Most EEA countries
- Deposit protection
- Up to €100,000
Provided by N26 Bank SE, Voltairestraße 8, 10179 Berlin, Germany. Bank licence, regulated by Federal Financial Supervisory Authority (BaFin), licence/register no. HRB 271697 B, Amtsgericht Charlottenburg. Eligible deposits are protected up to €100,000 per customer by the German statutory deposit guarantee scheme.
