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South Africa low-cost banking
GoTyme Bank (formerly TymeBank)
South African digital bank account with no monthly fee
GoTyme Bank, known as TymeBank until January 2026, is a South African digital bank. Its everyday account has no monthly charge, comes with a free Visa debit card, and is opened in the app in a few minutes. It also offers savings and money transfer services.
- No monthly account charge
- Free Visa debit card
- Open in the app in about 5 minutes
- Monthly fee
- R0
- Card
- Visa debit, first card free
- Account opening
- 100% digital in the GoTyme Bank app
- Available in
- South Africa
- Deposit protection
- CODI up to R100,000
Provided by GoTyme Bank Limited (formerly TymeBank Limited), 2nd Floor, 30 Jellicoe Avenue, Rosebank 2196, Johannesburg, South Africa. Bank licence; authorised financial services provider, regulated by Prudential Authority of the South African Reserve Bank, licence/register no. Reg. no. 2015/231510/06 · FSP 49140 · NCRCP 10774. Deposits are insured by the Corporation for Deposit Insurance (CODI) up to R100,000 per depositor.
