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How we compare and rank

Our approach

We compare neo banks using publicly available information from each bank's website, price list and terms, checked on the date shown at the top of the comparison.

Criteria

  • Fees (monthly plan cost, FX, ATM and card fees) — [weight]%
  • Features (multi-currency, savings, budgeting, card controls) — [weight]%
  • Availability (countries served, onboarding time) — [weight]%
  • Safety (licence type, regulator, deposit protection or safeguarding) — [weight]%
  • Customer support (channels, hours, languages) — [weight]%

Commercial relationships

We earn commission from some of the banks listed. Commission does not decide the order of the list. [Describe exactly how ranking is decided, and whether any listing is paid placement. If a position is paid, it must be clearly labelled as such.]

Corrections

If you notice information that is out of date, contact us at [contact email] and we will review it.

Last updated 18 October 2026