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Updated 21 October 2026

Compare the leading neo banks in EMEA

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1 of 11 providers accept customers in South Africa

Ranked using the criteria described in our methodology. Commercial relationships do not determine rank order. We compare both banks and non-bank payment and e-money providers, and each listing says which it is. How we rank · Show all countries

1

GoTyme Bank (formerly TymeBank)

South African digital bank account with no monthly fee

South Africa low-cost banking

GoTyme Bank, known as TymeBank until January 2026, is a South African digital bank. Its everyday account has no monthly charge, comes with a free Visa debit card, and is opened in the app in a few minutes. It also offers savings and money transfer services.

  • No monthly account charge
  • Free Visa debit card
  • Open in the app in about 5 minutes
Monthly fee
R0
Card
Visa debit, first card free
Account opening
100% digital in the GoTyme Bank app
Available in
South Africa
Deposit protection
CODI up to R100,000

Not available in South Africa

These providers do not currently accept customers living in South Africa.

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